This area encompasses life insurance, accident and illness policies, income protection, journey cover and travel policies.
SRB Legal’s lawyers represent many insurers with products in this area and have real, substantial, and highly relevant hands on experience.
How we manage claims
As with all areas of SRB Legal’s insurance litigation practice, our focus is always upon achieving the earliest, most cost effective outcome for our insurer clients. We have demonstrated clear expertise in strategic management of litigated claims and, where appropriate, have achieved negotiated settlements on behalf of insurers.
We combine our high levels of expertise, experience and knowledge of the jurisdiction to deliver these results to clients. Where necessary, we will also provide interpretations on policy wording, the operation of relevant legislation and the impact of existing case law on the likely outcome of a particular claim.
Our work often involves obtaining expert medical opinions, as well as the analysis of the medical evidence presented by the claimants. Our extensive experience and expertise in the defence of personal injury claims enables our lawyers to select the most appropriate and effective medical expert for each type of claim. This background also gives our lawyers a thorough understanding of what to look for to detect exaggerated or fraudulent claims.
The types of claims we handle:
SRB’s personal insurances team has acted on nearly all types of these claims, including:
- claims for income protection benefits
- total and permanent disability (TPD) benefits
- “living benefits” for terminal illnesses
- claims made for benefits to be paid upon the death of the insured person.
- claims under group travel schemes
- journey cover claims involving fatal motor vehicle accidents
- mortgage/loan repayment protection policies.
For more information contact:
